While some may look at an engagement ring as a simple piece of jewelry, others are wise enough to know it is an investment. In fact, it may very well be the most important investment a man makes during his lifetime, for it not only secures him a bride, but an entire family. It secures you in knowing your house will be a home, and that you will be able to spend the rest of your days with someone you truly care about. Most people agree that is a very large investment indeed. If you are on the search for a big investment of your own, please look below for helpful tips in buying an engagement ring.
Educate Yourself. Before purchasing a ring, you should ensure that you have done the necessary research. Educate yourself on the four C’s: color, carat, clarity, and cut. These are the four most important things to take into consideration when purchasing a ring.
- Color: Diamond coloring is graded from letters D to Z, with D being the best.
- Clarity: Clarity comes on a ten grade scale, and the clarity of a diamond directly impacts the gem’s rarity and value.
- Carat: A diamond’s carat represents the diamonds weight; many people often think it refers to sheer size, but this is incorrect.
- Cut: Varying cuts present themselves in varying styles. The cut is, quite literally, how the diamond has been fashioned.
Don’t Be Fooled. If you want to make sure you do not get a bad deal, make sure that the jeweler you buy from is willing to present everything in writing. It is in this way that you are protected from misrepresented facts. Always request the certification on any diamond, and do your research on who the certification has been done by.
Get insurance. If you are going to spend a large sum of money on the engagement ring, you had better get it insured. This way, if the ring is stolen or damaged in a way that is not your own fault, you will be able to receive money back on your investment. Another thing you can do to protect your ring is to have it’s certification number laser-inscribed on the side of the stone. This helps to positively identify your ring should it be stolen or found.
Other Ideas. There are a few other things that you should keep in mind when purchasing an engagement ring. Remember to look at online vendors as you may be able to get a better deal. Remember that you can always create a custom ring, if you so desire, and there are many jewelers who will not charge you an arm and a leg to do so. Lastly, remember that purchasing a slightly smaller stone may save you up to 30%. Instead of a three carat diamond, you could opt for a diamond just under three carats. The difference in price may be a lot larger than you’d first assume.